This bonus increases to 2% after $30,000 of annual spending. This makes it easy for you to buy all sorts of goods and services while abroad. Since the Xexon card is a VISA brand debit card, it can be used for payment at many stores around the world. Bitcoins cannot be printed or debased. Select the QR code icon in the upper right corner of the app. Most crypto debit cards will reward you with zero transaction fees and generous spending limits per day. #2) Gemini Crypto Credit Card. You can order and manage your Nexo card at the comfort of the Nexo Wallet app, which gives you worldwide access to your credit line. As long as the password is protected, Bitcoin offers significantly more security than conventional currency. Regine Parrish is a finance professional whose career spans over a decade. Our regional offices are responsible for 24/7 world-class multilingual support for offshore buyers and offshore service providers around the world. Whether you're working, travelling, or living abroad, an offshore debit card can give you access to a country's currency instantly. The main currency of this card is euro. Cardholders can use their card to make online and in-store purchases and withdraw cash at any Visa-supported ATM in the world. First, you must top up your crypto debit card with a digital currency of your choice, often from the card providers wallet. Actual reward options may vary. Join us via email and social channels to get the latest updates straight to your inbox. Crypto debit cards eliminate some of the unpleasant fees associated with bank-issued debit cards. You shouldnt have reservations about your plastic card being accepted by merchants since most of these debit cards are backed by Mastercard and Visa. Crypto debit card rewards can be much higher than even some of the best credit card rewards. Theyd better hurry!!! Though the number of merchants accepting bitcoin is thriving, it is a little difficult for a normal user to quickly spend BTC on goods and services. Whether or not a Bitcoin debit card makes sense for you depends on whether you use cryptocurrency. Nexo wallet ( custodial wallet) offers zero transaction fees and you can easily use your existing funds to use with your card. Back in the day, acquiring Bitcoin with a debit or credit card used to be extremely challenging; even tech-savvy individuals experienced great difficulties with acquiring the lucrative cryptocurrency.. Thankfully, a lot of reputable and trusted exchange platforms are now available, like eToro, Binance, Coinbase and CoinMama.These exchanges allow for bitcoins to easily be purchased with credit . When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. They are one of the most established providers of crypto cards and their piece of plastic can definitely be considered as one of the best bitcoin cards. The card offers rewards in WXT and is our selection as the best for cardholder perks. Nuri also charges no monthly, ATM, or withdrawal fees, although some operators may charge ATM fees. Bitcoin will not reduce the need for offshore legal vehicles for asset protection. Which card do you recommend? When withdrawing euro from ATMs, no fee is charged, and if cash is withdrawn in any other currency, the conversion fee is only 1%. Just like with other cards, it does not show the holder's personal data, but you can . Thanks mostly to partnerships with traditional banks and debit card companies, a crypto debit card lets you spend your digital assets at locations where debit cards are accepted. Make sure that the card that you are using . Crypto.coms other cards offer 0% to 5% back, rebates on more streaming services, and no ATM withdrawal fees. securely through Crypto.com Credit Card's website, Best for Spending Rewards: Crypto.com VISA Card, Best for Converting Crypto: (Non US) Wirex Debit Card, Do Not Sell My Personal Data/Privacy Policy. The offshore payment provider company has bulk payment options available as payroll solutions for. Some providers may require that you stake cryptocurrency to unlock some of the cards best rewards. More and more merchants are beginning to accept Bitcoin and other forms of cryptocurrency. Use the Nexo app to create free virtual cards for safe online purchases, monitor your transactions in real-time, freeze and unfreeze your debit card and receive notifications about all your transactions. Wirex offers users a number of benefits including a 2.0% cashback in the form of WXT. Most crypto debit cards let you access both digital currencies and fiat currencies with ease. Depending on your needs, you can redeem, spend or send the rewards into an interest-bearing account. Binance worlds largest crypto exchange is offering a zero fee via card. With support for major currencies, no exchange fees in the U.S., and a large maximum account balance, its our choice as the best for U.S. residents. You need to keep a record of your transaction and include it in your financials. Our first consideration was to find cards that were easy to use and created a seamless transition from cryptocurrency conversion to purchase or withdrawal. Then youll have a fully functioning debit card that lets you convert your digital assets into fiat currency to pay for goods and services or withdraw funds. This is a great benefit for investors looking to hold onto their crypto for as long as possible. Bitcoin transactions are transfers of value between Bitcoin wallets. Coinbase Bitcoin Debit Card. Nexo Card (About to launch) Coinbase Bitcoin debit card. The latest development by Equicex to integrate Dash will allow Dash users to access debit card facilities across a wider point of . Virtual and physical bitcoin debit cards are available. Most crypto debit cards incorporate advanced security measures to protect your digital assets and transactions. This service will be implemented in 2023. There are two main avenues to convert bitcoin to cash and ultimately move it to a bank account. Benzinga has scoured the crypto market to bring you its top crypto debit card picks. Qualifying purchases exclude MCC Code 6011 (ATM Transactions), MCC Codes 4829, 6012, 6051, 6211, 7392, 7801, and 9402 (Financial Institutions Payments), MCC Code 5310, and 6513 (Real Estate Agents and Managers), and purchases over $1,000 for a rolling 30-day period for MCC Codes 5310 and 5331 (Discount & Variety Stores), MC Code 5200 (Supply Warehouses), MCC Code 5399 (General Merchandise or Convenience Food Stores), MCC Code 5411 and 5912 (Grocery Stores), MCC Code 5541 (Service Stations), MCC Code 5943 (Office and School Supply Stores), and MCC 7399 (Business Services - Not elsewhere classified). Right now, only one card is available which costs about $9 + delivery charges. Satoshi Nakamoto originally developed Bitcoin. So how do you decide the best for you among so many available options? Cryptocurrency Exchange to Buy Bitcoin and Ether. Once you are logged in, select Finance > Binance visa card. The CoinZoom visa Card will be Coming Soon for international customers. This brokerage platform (exchange, trading services) is the number one choice for many who want to buy Bitcoin without ID (directly to wallet with public address), and there are several reasons for that. #3) Coinbase Visa Card. Cards are delivered within two weeks of ordering them from the Nuri App. Thankfully, new products are popping up to solve all these problems crypto debit cards. $3 fee for ATM withdrawals. Finally, Bitpay charges no conversion fee to load the card, although network and miner fees may apply. Goldman Sachs is another New York-based multinational crypto-friendly bank among the top crypto exchanges that opened its desks for crypto trading last year. What follows is a raft of security measures including PIN login, 2-factor authentication, 256-bit encryption and fraud monitoring. (1) Trading Fee Discounts: Preferred, Gold, Platinum, & Black cardholders who maintain the required number of ZOOM tokens for each trading fee discount level and surrender ZOOM tokens at the time of placing trades on the exchange. This is the perfect card for CRO holders and stakers but is still great for investors who don't have CRO. The public does not know the actual name of the person or people who developed Bitcoin. His work has appeared on U.S. News & World Report, The Balance, Software Advice, Fit Small Business, and Fast Capital 360. As a result, this technique is very valuable for asset protection. However, Card Rewards are only paid to those that are holding ZOOM. BlockCard offers some of the lowest pricing weve come across. Investing in cryptocurrencies, Decentralized Finance (DeFi), and other Initial Coin Offerings (ICOs) is highly risky and speculative, and the markets can be extremely volatile. By using the Wirex Card, you'll be able to make up to 8% crypto-back on your purchases which will passively accumulate in your cryptocurrency portfolio. These cards can be rewarding for varying degrees of . Trust Formation The list of qualified merchants is subject to change by CoinZoom at its sole discretion. Nuris bank account services allow customers to buy and sell Bitcoin and Ethereum through a bank account that offers standard mobile banking features. Buy Bitcoin on the Coinbase exchange and pay with your linked debit card. You can transfer Bitcoin from the debit card to fiat currency via an exchange or Bitcoin ATM. I see most are limited to countries they serve. Select one the Bitcoin wallet (or other relevant currency). Juno.finance - Crypto card with checking account (For USA users) On the next page, enter an amount. Toggle Navigation. 3/10 CNET Rating. As one of the most popular debit cards on this list, the Crypto.com VISA card offers many great benefits to its users. Some also require users to validate their identity using the Know Your Customer (KYC) verification process. Instead of exchanging Bitcoins into local currencies, cardholders preload their debit card with a set amount of cryptocurrency, which is then automatically converted at the time of purchase. You can use them to make payments in person or online exactly like you would with any other credit card. Bitcoin can be used to buy and sell items and services in the same fashion as conventional currency. It's important to note that to receive the best rewards, you'll need to stake Crypto.com's native cryptocurrency, CRO token. Bitcoin wallets keep a secret piece of data called a private key or seed. Crypterium debit card is powered by Visa. . Brian Armstrong believes that the US government needs to provide a clear regulatory framework for cryptocurrencies. Availability: USA and select European countries. Bitstamp. Thanks! As one of the most popular debit cards on this list, the Crypto.com VISA card offers many great benefits to its users. The company charges a $10 activation fee as well as a monthly administrative fee of just $5, which is waived if the cardholder spends more than $750 per month in non-cash transactions. Ready to start spending your crypto and earning 1-5% back every time you swipe? Liberland Shield Aruba Liberland Shield Cyprus Liberland . Comparison Table of Crypto Credit/Debit Cards. Every time you swipe your card, youll earn 1-5% back in ZOOM, our native token, based on what card you hold. It would be far easier for a burglar to steal cash stored in a home than it would be for them to steal Bitcoin without the password. Just like watching a television, you do not need to understand the intricacies of how at TV works in order to be able to use it. Harsh has experience of 12+ years in Fintech and 7+ years in Blockchain and Bitcoin. The Binance Visa Card charges no issuance or monthly fees and only charges up to a 0.9% transaction fee for transactions and ATM withdrawals. The popular bitcoin exchange Bitstamp has fees ranging from 0.5% to 0.9%. Plus it provides 0.5% crypto cashback whenever you do in-store purchases. The below chart shows all the cost associated with Binance card for non-US users: Wirex, which was previously known as E-coin issues, is a popular Bitcoin debit card. Would you like more information about a Bitcoin offshore bank account? None of our content should be considered a piece of investment advice. Yes, thats their policy and some countries they dont serve as well. Join CoinSutra Newsletter & learn about Blockchain & Bitcoin. Earning Disclosure: CoinSutra is a community supported platform. I noticed that none of the physical Debit cards listed above are available to residents of the U.S.? It may be used in all manner of legal transactions in the same way that cash and credit cards are used. Learn how your comment data is processed. View . Binance Card. Many Bitcoin debit cards also allow you to take out cash from ATMs. Once you have Bitcoin, you may want to access it by traditional means. To buy Bitcoin on CoinCola with a debit card, follow these simple steps: Step 2: Click on the " Buy Crypto " tab on the main menu. so that you can make a purchase. Xexon can apply for a bank account online, issue cards, and, with some exceptions, ship cards to countries around the world. Wave Crest Limited is based in Gibraltar, and it is the company that most card companies worked with to partner with Visa. accept bitcoins tax free bitcoin banking bitcoin debit card emi account for offshore company freelancer offshore account offshore anonymous bank secret offshore bank account tax haven wallet for multible cryptocurrencies Replies: 8; . The companys debit card charges no issuance, monthly, or withdrawal fees and can be used anywhere Visa is accepted. They should also support multiple types of cryptocurrencies, such as Bitcoin, Ethereum, and Litecoin. As of October 15, 2017, any bitcoin debit card issued by Wave Crest will be deactivated outside the European region. This creates an extra layer of separation between the Bitcoin and their owner. Bitcoin debit cards (also called crypto debit cards) act like prepaid debit cards that can be loaded with cryptocurrency to make online and in-store purchases from merchants that dont accept cryptocurrencies. For those of us who need plastic cards, most of the companies you listed above will have their customers Visa cards de-serviced as of October 15, 2017 for all countries outside the European Union: Ive been in touch with all of them and they are searching or in talks with new vendors to cover the rest of the world. Its Coinbase Card lets cardholders spend their cryptocurrency anywhere Visa is accepted. You can also get one online, but that would require giving your data to the company from which you purchase it. An offshore bank or card issuer signs an agreement with a credit card network (e.g. Ive heard rumors MasterCard is going to offer a card, but I havent seen any offers yet. The Binance Card will be accepted by more than 46 million merchants offline and online in 200 regions and territories, which makes shopping with crypto easier than ever before. including data encryption and regular security audits. Raxcard.com offer an independent Bitcoin Cashout card; You can withdraw your Bitcoin Funds form Local ATM; Bitcoin Debit Card is Embeded with with Bitcoin money system; It is Visa logo, Worldwide Accepted card, for ATM and online use; Convert your Bitcoin Money into Real Cash by local ATM; A new way to pay by bitcoin is on the horizon, a . Coinbase Card also offers a number of security and convenience features, including a mobile wallet app, two-factor identification, instant card freeze, spending tracking, and more. Bitpay debit card. #6 The National Bank of Canada We may receive compensation if you visit partners we recommend. Shop for clothing, personal hygiene products, pay for food in restaurants, or buy medications. For US-based users, there are no application fees and the card is free as long as your Coinbase account is verified. Users can earn up to 8% cash back paid in crypto, as well as rebates on Netlix, Spotify and Amazon Prime subscriptions. At present, BitPay is the only Bitcoin debit card available across the entire United States, in all of the 50 states. Spending your Bitcoin or Ethereum is quite a novelty in the real world few stores and websites accept digital currencies at the moment, and for good reason. In reality, Bitcoin is very simple to use. A dedication delighting our customers, to accurate document filings, to timely service for those items within our control, and serving the best interest of our treasured clients. The card features no exchange fees in the U.S. and can be used anywhere MasterCard is accepted. She is a banking consultant, loan signing agent, and arbitrator with more than 15 years of experience in financial analysis, underwriting, loan documentation, loan review, banking compliance, and credit risk management. Wirex Bitcoin Debit CardSupported CurrencyUSD, EUR, GBPHas An AppYesAnonymousNoPhysical CardYesVirtual CardYesCard TypeVISA. Once your card is loaded, youre ready to hit the spending spree whether in-store or online. The daily limit is based on the number of Zoom Tokens held, not the card level. Arguably the biggest benefit of the Crypto.com card is its reward system. Depending on your region, the card can be loaded with cryptocurrencies including . Please experience it! If you live outside of the US, there is an issuance fee of 4.95 / 4.95 . Only 21 million Bitcoins will ever exist. Easy backups and industry leading security. At the time of updating this post, Binance card is available in EEA region. Wirex is a digital payment platform established in 2014 that released a Visa-backed cryptocurrency debit card one year later. Damn it. They are based in England and will be using wavecrest and therefore will shut down after 10th October outside EU. Currency speculation can be very unpredictable. Almost all existing cases of hacking have occurred when the person in possession of the Bitcoin was careless with the password to their digital account. The Wirex card is one of the few cards to offer cashback rewards of up to 8% cashback in cryptocurrency. If you are from a country where no one serves Bitcoin debit cards, you might be in luck with Crypterium pre-paid VISA card. Box, and applicants need to provide a drivers license and Social Security number. Yes, when you use a crypto debit card, it is a taxable event. The user then enters the amount that they would like to purchase. To choose the best bitcoin debit card (physical and virtual) for you, Here is a list of 12 best crypto debit cards. [Limited time offer] Thanks jetglobal Coinbase also charges a number of fees, including a 2.49% cryptocurrency liquidation fee. Select one the Bitcoin wallet (or other relevant currency). Spend your digital currency anywhere that accepts EFTPOS in Australia (which essentially acts as a pre-paid debit card). Anonymous Offshore Debit Card $300K BTC 13.22552951 See More By: DI.PremiumCards (99% / 1 000+ trades) Crypto Debit Card US$50k (LOT OF 10 VCC) BTC 21.77373761 See More By: Titus_ZeusCards (100% / 24 000+ trades) Anonymous Prepaid Debit Card USD 500k BTC 21.82749993 See More The entire Bitcoin network relies on the blockchain. Wirex is based out of the UK and is one of the best crypto-friendly app that allows for the buying and selling of crypto. Cardholders must have a balance of 600 Binance Coins, known as BNB, and receive their cashback reward in BNB. The BitPay card supports seven major cryptocurrencies, including Bitcoin and Ethereum, as well as six different fiat currencies. Trading Fee Discount 50% (1) Card Rewards Back 5% (2) CoinZoom Instant Rewards 3%. I have registered on all. Buy and sell anonymous ATM cards in the world's largest P2P Offshore Marketplace and trade protected by 3-of-3 Multisig Escrow system. On the other hand, if you regularly favor cryptocurrency over fiat currency when shopping, a Bitcoin debit card could make your life easier. Once you have shared your Bitcoin address with the one paying you, he or she can follow the How to Pay Someone instructions below. But with hundreds of brands offering crypto debit cards, its important that you perform some due diligence, including understanding the regulations within each brands jurisdiction. You . On the Coinbase app, there is a QR code icon which can be used to generate an electronic code to make a payment with Bitcoin. 9 Best Bitcoin Debit Cards To Spend Crypto In 2023, Best Bitcoin Debit card: One with value for money. After placing the order, it can take 2-3 weeks for the card to be dispatched. Sign up for Xexon and apply for a card. Hi, I am using Spectrocoin debit card. Crypto debit cards may also allow users to make ATM withdrawals and . Do not consider anything as a financial advice. Coinbase card powered by Visa is available for all Coinbase users in USA and internationally. While there's a free option, you won't receive as much cash back or get rebates on certain products. The card supports over 14 cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and Stellar Lumen. Coinbase has the best overall Bitcoin debit card with multiple security features and cryptocurrency wallets. Skip to content. TenX is fairly well known for its large ICO, where it was able to raise $80M in cryptocurrency for a range of different products . Well, anything for saudi arabia? For any issues with the crypto.com visa card, you may email us at: contact@crypto.com or contact us at 65-6264-0211. . Similar to conventional cards, crypto debit cards let you fulfill day-to-day transactions using Bitcoin, Ethereum and other altcoins. All I know is theyre working on it. There is free standard delivery with no fees for maintenance or reissue of the card. To use BlockCard, cardholders must purchase (or stake) native Ternio tokens called TERN with USD or cryptocurrency, which is converted to fiat money during the time of purchase. Bitcoin operates without centralized regulation. Now, Im scrambling for a new card as I am on Belize, Central America and there are no BTC machines available here and cash is still king. Though we have seen staggering growth in the past, it is not guaranteed that it will happen in the future. Crypto rewards also offer another way to counteract some of these capital gains taxes. Other, Your information remains confidential Privacy Policy, Select the Accounts icon toward the bottom of the Coinbase app. There are also Ethereum, Litecoin, and others. The crypto mrket is vltile industry but the number f individual engging with it is nly exnding quikly. what bitcoin debit card card I use in Ghana. These third parties (which include bitcoin ATMs and debit cards) will exchange your bitcoins for cash at a given rate. Does Cryptopay still issue their debit cards to Australia, please? 3. Its fees are as follows: No deposit or exchange fees. Asset Protection from Lawsuits For instance, the BTC you use to make a $100 Airbnb booking today may end up being twice as much a few months down the line. This makes it an ideal currency for people who do not wish to remain relatively anonymous. An international speaker and author who believes in blockchain and the crypto world. It is accepted anywhere Visa debit cards are accepted. Answer (1 of 6): Hey Alex, So let start by saying I am not a tax or legal consultant, what I am providing is information as I understand it. Wirex is a card company that offers its users USD, EUR and GBP and cryptocurrency debit cards to ease the use of traditional and digital money. We believe the name is an alias that the originator used. The company was created in 2014 as a daughter company to Wave Crest Holdings Limited, a well-known company in the Bitcoin debit card space. Cardholders can also withdraw cash at any ATM supported by the credit service. First, what is Bitcoin? The others weve listed above are all highly reputable and will provide you with great Bitcoin debit card service. Although the Binance Visa Cards cashback rate is the highest rate weve come across, it comes with a catch. App is fast and easy to use. Your digital assets are safe in a crypto debit card. I have looked at Uquid and Cryptopayme, same boat without any oars. Because Bitcoin users do not have to register their names, transactions remain relatively anonymous. Estate Planning It is simple and secure. If youre looking for a low-fee Bitcoin debit card, BlockCard is a great option. Spend with dollars. I have not tested them yet but looking into each of . You can use the card anywhere Mastercard Prepaid cards are accepted and withdraw cash from Mastercard-supported ATMs. #1. You can learn more about the standards we follow in producing accurate, unbiased content in our. In order to make a Bitcoin payment to someone else, the user can request that the payee text or email his or her Bitcoin account number. Then touch an icon in the upper right hand corner of the Coinbase app. Bitcoin is borderless and requires no permission for use. Fortunately I got hung in the process of verifying because it wouldnt accept my South American phone numbers as valid. You can utilize your Coinbase account funds for card payment. 1.5%: . Users can use this card to make online payments, in-store payments and also for ATM withdrawals. On the following page, copy and paste the account number or associated email address into the Coinbase app. Here are the best Bitcoin debit cards to use in 2023: Thats why today we are going to discuss such Bitcoin debit cards services which allow you to spend your bitcoins easily, even if a merchant doesnt accept bitcoins. General Disclaimer: CoinSutra is an educational platform and not a crypto investment advisory platform. Cash Out Crypto Assets Easy ! 2. Bitcoin is becoming so popular because it provides users with numerous benefits over conventional currency. Wirex presented a webinar last week that they were taken by surprise and are working on a Contactless card, but nothing concrete yet. Using the Crypterium visa card, you can buy products online and offline. Please use the convenient Xexon card. It charges a transaction fee of 0.10% for all trades on top of the individual blockchains' network fees. BlockFi is a good choice for customers looking for a Bitcoin credit card with a generous 1.5% cash back, with 2% after $30,000 of yearly spending. In order to buy each of the Crypto.com cards, cardholders must stake an amount of the companys native CRO tokens (formerly MCO). Bitcoin debit cards let individuals make online or in-person purchases or withdraw cash from ATMs using Bitcoin, even if the vendors and ATMs dont accept cryptocurrency. Each Green Card is valid for six months, so you can even use it for ongoing subscriptions. Every card purchase earns 1.5% cash back . Black. This data is used to sign transactions. The confirmation period following a Bitcoin transaction is very short. Financial Conduct Authority. The card supports 12 cryptocurrencies, including Bitcoin and Ethereum. And if you found the post useful, do share it with your friends on Twitter & Facebook! Crypto debit cards uphold some of the highest security standards. Here are the best Bitcoin debit cards to use in 2023: Crypto.com cards. BitPay charges no transaction fees for purchases made within the U.S. but does charge 3% to cardholders traveling abroad to cover the cost of currency conversion. The BitPay card has higher transaction and balance limits than other cryptocurrency cards, allowing cardholders to load or spend up to $10,000 per day, make three $2,000 ATM withdrawals per day, and hold a maximum balance of $25,000. They also offer up to 16% interest on deposits held in our savings accounts for fiat currency and we offer up to 10% interest . That includes automated teller machines (ATMs) for cash withdrawal, online sites, and physical shops. To use a Bitcoin debit card, there are a few steps youll need to take, including: Some cards require users to validate their identity before being approved. We may earn a commission when you make a purchase through one of our links at no extra cost to you. TenX Card - Best Crypto Credit and Debit Card Mix. Delivery is managed by DHL (If you opt for paid one). Easily spend Bitcoin anywhere (like cash) with our Bitcoin debit card! Most providers will let you fund your card via their website or mobile app. Developed by financial technology company Ternio, BlockCard lets cardholders make purchases with their cryptocurrency of choice wherever Visa is accepted. Save my name, email, and website in this browser for the next time I comment. Similar to Coinbase, the Binance Visa Card holds cryptocurrency in your wallet and only converts whats needed at the time of purchase. This card doesnt charge any issuance, monthly, or withdrawal fees. These include cashback of up to 8%, free ATM withdrawals, and the ability to earn interest on fiat, BTC, and ETH currencies. 3. Call Now 24 Hrs./Day Binance card (up to 8% cashback) Wirex Debit card (5% Cashback) Cryptopay debit card. Bitcoin is the most well-known and widely used. The blockchain is a shared public ledger. On the following page, copy and paste the account number or associated email address into the Coinbase app. If youre looking for a card that supports a wide range of cryptocurrencies, then a card from Crypto.com is a great option. find other btc debit cards providers elsewhere or get scammed . What's more, you can get exclusive airport lounge access with the higher tiered debit card options. It is a Visa debit card that allows users to spend their BTC and BNB. BitPay will not ship cards to a P.O. 4. (5) AirDrop Eligible: CoinZoom Visa Rewards members are eligible for new coin listing and other promotional airdrops. Convenience. Crypto.coms most popular (and affordable) $400 Ruby Steel card offers 1% back on every purchase, a 100% rebate on a yearly Spotify subscription, and no ATM withdrawal fees for up to $400 per month. The first step is to use a smartphone and download an app that allows users to buy or get paid in Bitcoin. The same is possible with Bitcoin. The Prepaid Visa card is available in U.S.A., Singapore, and a few other countries.